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Manuel Ramos, Economist, Analyst, and Portfolio Manager is considered a pioneer in the United States of America through social media, radio, press and television broadcasting in topics related to economic, politics, and information related to the financial world. Since 1990, Mr. Ramos and the organization Proteja su Patrimonio have conducted more than 3,900 educational seminars, with the mission of forming financial literacy within the Spanish-speaking community.


Yale School of Management, New Haven, Connecticut, 2019
Certified Investment
Management Analyst

National Association of Estate Planners & Council, Cleveland, Ohio *2019
Accredited Asset Planner (AEP)

American College of Financial Services, King of Prussia, PA -2018
Character Financial Consultant (CHFC)

OMMA Business School
Madrid, España -2018

Master in Value Investing

Institute of Business & Finance
La Joya, CA - 2016

Master Sciences in Financial Services (MSFS)

OMMA Business School
Madrid, España, Universidad Francisco Marroquin, Guatemala -2015
Double Certification in Master of Austrian Economics 

Prestige Recognitions

Qualified Member since 1996
Court of the Table since 1997
Top of the Table since 2003
Life Member Since 2006

Centaurus Financial Awards

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Professional Certifications

National Association of Estate lanners & Councils,

Accredited Asset Planner

 Institute of Business & Finance, La Joya, CA.

  • Certified Tax Specialist

  • Certified Annuity Specialist

  • Certified Income Specialist

  • Certified Fund Specialist

  • Certified Trust & Estate Specialist

 American College of Financial Services.

  • Personal Estate and Retirement Planning

  • Life Insurance Marketing

  • Personal Insurance

  • Business Insurance.

Solid Experience for
Capital Management

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Industry Recognitions

Travelers Insurance Group,
Top Financial Producer 
Cancun Mexico, 1995
Top Financial Services Producer
San Francisco, CA, 1996

Honor Guard Award 
Naples, Florida, 1997

Honor Guard Award  
National Leadership Produce
Scottsdale, Arizona, 1999

Tower Square Securities
Top Producer of Securities
Naples Florida, 1997
Palm Desert, California, 2000
Boca Raton, Florida 2001


Allianz Life Insurance Company
Diamond and Master Forum Club
2003, 2004, 2005, 2006, 2007, 2009

President Club
2005, 2006, 2007


FG Annuities
Top Producer of Annuities 
Punta De Mits, Mexico, 2019
Peninsula Papagayo, Costa Rica, 2020

Top Producer, 2021, 


Centaurus Financial Inc.
Most Valued Producer (MVP)
Laguna Niguel, CA. 2012
Quantum Leap Award
2016, 2021

Club 16 Award Top Producer
Big Island, Hawaii, 2015
Big Island, Hawaii, 2016
Scottsdale, Arizona 2017
Kauai, Hawaii, 2019
Carlsbad, California 2020
Kauai, Hawaii, 2020
Carlsbad, California 2021
Top Producer of Securities 
2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022


Athene Annuity Cos
Top Annuity Producer 
Dublin Ireland, 2015
Aruba, 2016
ue, Czech Republic, 2017


Midland National Life
Insurance Plan

Top Financial Advisor
San Francisco, CA. 2003, 
Diamond Club Producer

Principality of Monaco, 2008
Top Life Insurance Producer
Cayman Island, 2009

Diamond Club Producer
Banff, Canada, 2010
Lucerne, Switzerland, 2011


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