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Manuel Ramos,MSFS, CHFC®, AEP®, LUTCF, CFS, CES, CIS, offers securities through Centaurus Financial, Inc. member FINRA/SIPC, a registered broker/dealer. This is not an offer to sell securities, which may be done only after proper delivery of a prospectus and client suitability is reviewed and determined. Information relating to securities is intended for use by individuals residing in CA, NV, CO, AZ, NM, IL, TX, FL, MO, TN, WA, VA, UT, TN, OK, NJ, NM.

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